Testing

curl -X POST "https://api.inoviopay.com/payment/pmt_service.cfm" \
  -H "Content-Type: application/x-www-form-urlencoded" \
  -d "request_action=CCAUTHCAP&req_username=api_user&req_password=P%40ssw0rd%21&site_id=12345&request_api_version=4.14&request_response_format=JSON&pmt_numb=4111111111111111&pmt_expiry=122026&pmt_key=123&request_currency=USD&li_value_1=5.05&xtl_order_id=TEST-DECLINE-001"

use Inovio\Gateway\{Credentials, InovioClient};
use Inovio\Gateway\Model\{LineItem, Money, PaymentMethods};
use Inovio\Gateway\Request\TransactionRequest;

$client = new InovioClient(new Credentials('api_user', 'P@ssw0rd!', '12345'), 'SANDBOX');

// 5.05 is a live decline trigger in the test bank, not a placeholder amount.
$req = (new TransactionRequest(
    PaymentMethods::card('4111111111111111', '122026', '123'),
    [new LineItem('SKU-TEST', 1, Money::of('5.05', 'USD'))]
))->withIdempotency('TEST-DECLINE-001');

$result = $client->sale($req);

echo $result->status, "\n";   // DECLINED — this is not an exception
if ($result->status === 'DECLINED') {
    echo $result->outcome->service->code, ' ', $result->outcome->service->advice, "\n";
}

import { InovioClient, Money, PaymentMethods } from '@inovio/gateway-sdk';

const client = new InovioClient(
  { reqUsername: 'api_user', reqPassword: 'P@ssw0rd!', siteId: '12345' },
  { environment: 'SANDBOX' }
);

// 5.05 is a live decline trigger in the test bank, not a placeholder amount.
const result = await client.sale({
  paymentMethod: PaymentMethods.card('4111111111111111', '122026', '123'),
  lineItems: [{ productId: 'SKU-TEST', count: 1, value: Money.of('5.05', 'USD') }],
  idempotency: { xtlOrderId: 'TEST-DECLINE-001' },
});

console.log(result.status);   // DECLINED — this is not a thrown error
if (result.status === 'DECLINED') {
  console.log(result.outcome.service.code, result.outcome.service.advice);
}

from inovio_gateway import Credentials, InovioClient, Money, PaymentMethods, TransactionStatus
from inovio_gateway.model import Idempotency, LineItem
from inovio_gateway.request import TransactionRequest

client = InovioClient(Credentials("api_user", "P@ssw0rd!", "12345"), environment="SANDBOX")

# 5.05 is a live decline trigger in the test bank, not a placeholder amount.
req = TransactionRequest(
    payment_method=PaymentMethods.card("4111111111111111", "122026", "123"),
    line_items=[LineItem("SKU-TEST", 1, Money.of("5.05", "USD"))],
    idempotency=Idempotency(xtl_order_id="TEST-DECLINE-001"),
)

result = client.sale(req)

print(result.status.value)   # DECLINED — this is not a raised exception
if result.status is TransactionStatus.DECLINED:
    print(result.outcome.service.code, result.outcome.service.advice)

// 5.05 is a live decline trigger in the test bank, not a placeholder amount.
TransactionRequest req = new TransactionRequest(
    PaymentMethods.card("4111111111111111", "122026", "123"),
    new LineItem("SKU-TEST", 1, Money.of("5.05", "USD")))
    .idempotency("TEST-DECLINE-001");

TransactionResult result = client.sale(req);

System.out.println(result.status());   // DECLINED — this is not a thrown exception
if (result.status() == TransactionStatus.DECLINED) {
    System.out.println(result.outcome().service().code() + " " + result.outcome().service().advice());
}

{
  "REQUEST_ACTION": "CCAUTHCAP",
  "TRANS_STATUS_NAME": "DECLINED",
  "TRANS_VALUE": 5.05,
  "CURR_CODE_ALPHA": "USD",
  "PO_ID": 18103700,
  "XTL_ORDER_ID": "TEST-DECLINE-001",
  "TRANS_ID": 3948572200,
  "API_RESPONSE": "0",
  "SERVICE_RESPONSE": 515,
  "SERVICE_ADVICE": "Declined",
  "PROCESSOR_ADVICE": "General Decline",
  "CARD_BRAND_NAME": "Visa",
  "PMT_L4": "1111",
  "REQUEST_API_VERSION": "4.14"
}