Inovio: your global payment gateway.

Secure, intelligent processing with global scalability. Flexible APIs, four server-side SDKs and ready-made shopping cart plugins make the integration fast, and every page here is also plain Markdown so your AI assistant can read it too.

Get started API reference SDKs Shopping carts

Three ways to integrate

01Shopping cart plugin

Install, enter five credentials, sell. WooCommerce, Magento 2, PrestaShop 9 and OpenCart 4. Tokenized checkout: the card number never touches your store.

02Server-side SDK

One object model in PHP, Node, Python and Java. Sale, authorize, capture, refund, void, tokenize, 3D Secure, idempotent retries. Zero runtime dependencies.

03Gateway API

A single form-encoded POST endpoint. Every action, parameter and response code, with copy-ready cURL, SDK examples and a Postman collection.

What the platform does

International processing

Full currency conversion and intelligent transaction routing for global eCommerce. Request a transaction in one currency and read back the settled currency and exchange rate.

Currency fields

3D Secure and fraud prevention

3D Secure 2 authentication, AVS and CVV checks, blacklists and real-time monitoring identify suspicious activity before fraud occurs.

3D Secure · Fraud mitigation

Recurring billing

Secure card storage, card-on-file indicators and account-updater notifications for long-term subscription and membership billing.

Card on file · Memberships

Chargeback mitigation

Chargebacks are matched to their original transaction instantly, and Order Insight answers issuer inquiries before a dispute is raised.

Order Insight · Postback events

Multi-layer security

Tokenization and encryption keep card data off your systems. With the cart plugins the card number never reaches your server at all.

Tokenization

Robust reporting

Order detail and fast-filter reporting through the API, plus real-time webhooks for every lifecycle event, feed your own business intelligence.

Order Detail API

Machine-readable

llms.txt llms-full.txt openapi.yaml postman.json Using these docs with AI

Every page has a Markdown twin at the same address with a .md extension. The OpenAPI document describes the form-encoded API, and the Postman collection is generated from every cURL example on this site.

Source code

Project	Repository
PHP SDK	https://github.com/Inoviopay/inovio-gateway-sdk-php
Node / TypeScript SDK	https://github.com/Inoviopay/inovio-gateway-sdk-node
Python SDK	https://github.com/Inoviopay/inovio-gateway-sdk-python
Java SDK	https://github.com/Inoviopay/inovio-gateway-sdk-java
WooCommerce plugin	https://github.com/Inoviopay/inovio-gateway-woocommerce
Magento 2 / Mage-OS module	https://github.com/Inoviopay/inovio-gateway-magento2
PrestaShop 9 module	https://github.com/Inoviopay/inovio-gateway-prestashop
OpenCart 4 extension	https://github.com/Inoviopay/inovio-gateway-opencart