# Inovio Developer

Inovio is a global payment gateway. Integrate with the Gateway API, a server-side SDK in PHP, Node, Python or Java, or a plugin for WooCommerce, Magento 2, PrestaShop 9 or OpenCart 4.

Source: https://developer.inoviopay.com/index.html  
Markdown: https://developer.inoviopay.com/index.md

<div class="hero">
<h1>Inovio: your <em>global</em> payment gateway.</h1>
<p>Secure, intelligent processing with global scalability. Flexible APIs, four server-side SDKs and ready-made shopping cart plugins make the integration fast, and every page here is also plain Markdown so your AI assistant can read it too.</p>
<div class="cta-row">
<a class="btn btn-primary" href="get-started.html">Get started</a>
<a class="btn" href="api/overview.html">API reference</a>
<a class="btn" href="sdks/index.html">SDKs</a>
<a class="btn" href="carts/index.html">Shopping carts</a>
</div>
</div>

## Three ways to integrate

<div class="cards">

<a class="card" href="carts/index.html"><h3><span>01</span>Shopping cart plugin</h3><p>Install, enter five credentials, sell. WooCommerce, Magento 2, PrestaShop 9 and OpenCart 4. Tokenized checkout: the card number never touches your store.</p></a>

<a class="card" href="sdks/index.html"><h3><span>02</span>Server-side SDK</h3><p>One object model in PHP, Node, Python and Java. Sale, authorize, capture, refund, void, tokenize, 3D Secure, idempotent retries. Zero runtime dependencies.</p></a>

<a class="card" href="api/overview.html"><h3><span>03</span>Gateway API</h3><p>A single form-encoded POST endpoint. Every action, parameter and response code, with copy-ready cURL, SDK examples and a Postman collection.</p></a>

</div>

## What the platform does

<div class="features">

<div class="feature"><h3><svg viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"><circle cx="12" cy="12" r="10"/><path d="M2 12h20M12 2a15 15 0 0 1 0 20M12 2a15 15 0 0 0 0 20"/></svg>International processing</h3><p>Full currency conversion and intelligent transaction routing for global eCommerce. Request a transaction in one currency and read back the settled currency and exchange rate.</p><a href="reference/currency-fields.html">Currency fields</a></div>

<div class="feature"><h3><svg viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"><path d="M12 22s8-4 8-10V5l-8-3-8 3v7c0 6 8 10 8 10z"/></svg>3D Secure and fraud prevention</h3><p>3D Secure 2 authentication, AVS and CVV checks, blacklists and real-time monitoring identify suspicious activity before fraud occurs.</p><a href="api/3ds-gateway.html">3D Secure</a> · <a href="api/fraud-mitigation.html">Fraud mitigation</a></div>

<div class="feature"><h3><svg viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"><path d="M21 12a9 9 0 1 1-3-6.7"/><path d="M21 3v6h-6"/></svg>Recurring billing</h3><p>Secure card storage, card-on-file indicators and account-updater notifications for long-term subscription and membership billing.</p><a href="api/card-on-file.html">Card on file</a> · <a href="api/memberships.html">Memberships</a></div>

<div class="feature"><h3><svg viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"><path d="M3 3v18h18"/><path d="M7 14l4-4 4 4 5-6"/></svg>Chargeback mitigation</h3><p>Chargebacks are matched to their original transaction instantly, and Order Insight answers issuer inquiries before a dispute is raised.</p><a href="api/order-insight.html">Order Insight</a> · <a href="api/postback.html">Postback events</a></div>

<div class="feature"><h3><svg viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"><rect x="3" y="11" width="18" height="10" rx="2"/><path d="M7 11V7a5 5 0 0 1 10 0v4"/></svg>Multi-layer security</h3><p>Tokenization and encryption keep card data off your systems. With the cart plugins the card number never reaches your server at all.</p><a href="api/tokenization.html">Tokenization</a></div>

<div class="feature"><h3><svg viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"><rect x="3" y="4" width="18" height="16" rx="2"/><path d="M3 10h18M8 4v16"/></svg>Robust reporting</h3><p>Order detail and fast-filter reporting through the API, plus real-time webhooks for every lifecycle event, feed your own business intelligence.</p><a href="api/order-detail.html">Order Detail API</a></div>

</div>

## Machine-readable

<div class="pill-row">
<a class="pill" href="llms.txt">llms.txt</a>
<a class="pill" href="llms-full.txt">llms-full.txt</a>
<a class="pill" href="openapi.yaml">openapi.yaml</a>
<a class="pill" href="postman.json">postman.json</a>
<a class="pill" href="ai.html">Using these docs with AI</a>
</div>

Every page has a Markdown twin at the same address with a `.md` extension. The OpenAPI document describes the form-encoded API, and the Postman collection is generated from every cURL example on this site.

## Source code

| Project | Repository |
|---|---|
| PHP SDK | https://github.com/Inoviopay/inovio-gateway-sdk-php |
| Node / TypeScript SDK | https://github.com/Inoviopay/inovio-gateway-sdk-node |
| Python SDK | https://github.com/Inoviopay/inovio-gateway-sdk-python |
| Java SDK | https://github.com/Inoviopay/inovio-gateway-sdk-java |
| WooCommerce plugin | https://github.com/Inoviopay/inovio-gateway-woocommerce |
| Magento 2 / Mage-OS module | https://github.com/Inoviopay/inovio-gateway-magento2 |
| PrestaShop 9 module | https://github.com/Inoviopay/inovio-gateway-prestashop |
| OpenCart 4 extension | https://github.com/Inoviopay/inovio-gateway-opencart |
